EMV payments are rapidly gaining momentum in the APAC region. Our experience from the UK rollout makes us ideally placed to assist companies with their EMV migration. We have partnered with Smart Technology Solutions Limited to supply and support their award winning Emvelink EMV Level 2 software kernel in the APAC region.
The Emvelink product is built on STS’s SmartNS system which delivers a “Smart Card Enablement Layer”. With the SmartNS in place clients can simply add the kernels they require depending on the smart card applications they need to support. These kernels can be supplied by Smarta Technology and partners, e.g. Emvelink for EMV support, or we can help clients develop their own. This flexibility means new applications can be easily accommodated without the need for expensive hardware upgrades. Government ID and Benefits, loyalty, e-Money are just some examples of the types of application that can be developed.
Emvelink
Emvelink is a fully-functional EMVCo certified level 2 software kernel, designed with an open systems approach. Using a software-based EMV Level 2 kernel provides easier upgrade and management, whilst ensuring a truly scalable solution for any new application requirements, for example e-Loyalty or e-Purse. The emergence of new technologies at the Point of Sale may also encompass new methods of payment such as transport cards or interaction with mobile phones. Emvelink has been designed in anticipation of integrating these different media.
SmartNS
SmartNS has the power to address the future of smart cards. This might be Government ID, Loyalty, Contactless, e-Purse or a new application that hasn’t even been developed yet. With SmartNS it doesn’t matter – card application kernels can simply be added to deal with new card types.

